• In early June 2026, Better Home & Finance Holding Company and Coinbase funded the first Fannie Mae–backed U.S. mortgage secured by Bitcoin and USDC collateral, with plans to extend this crypto–backed product to qualified borrowers nationwide by summer 2026 using Coinbase’s custody and compliance infrastructure.
• This move marks a meaningful step in treating tokenized assets as usable wealth within traditional housing finance, potentially broadening how borrowers’ balance sheets are evaluated for homeownership.
• Next, we’ll examine how enabling Fannie Mae–eligible, crypto–backed mortgages could influence Coinbase’s investment narrative and evolving business mix.

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