00:00 Speaker A

41% of our customers have the money to pay the monthly payment on their mortgage. I mean, they’re renting right now. They’re already paying someone else’s their landlord’s mortgage. and they’ve got the credit scores, but they don’t have the down payment to fund the mortgage. and the industry uses a very narrow definition of what qualifies for a down payment up to now. 5 trillion of checking and savings accounts, but consumers have 35 trillion invested in stocks, bonds and digital assets. and this innovation unlocks all of that as being eligible for a down payment.

00:36 Speaker B

Does the person, does the couple, person, whatever they, whoever they may be, do they have to put cash down?

00:43 …