SoFi Technologies (SOFI +4.98%) reported mostly outstanding results for the 2026 first quarter, and its stock continues to get crushed. It’s down 38% this year alone.

Investors might be fleeing, but is it justified? Let’s see where SoFi might be in 2030 and whether it makes sense to wait it out.

High-growth fintech

Let’s take a step back and see why SoFi has an exciting investment thesis in the first place, and why its stock has tripled over the past three years, including the current drop.

Image source: Getty Images.

SoFi is an all-digital bank that offers a large assortment of financial services, all in one app. That might not sound so different than other banks today, but it stands out in a number of ways. Firstly, it’s all…