For years, the United States was the market crypto lenders couldn’t afford to touch. Now, according to Nexo US COO Neil Steinhardt, that calculation has changed.

“The horse left the barn,” Steinhardt tells Coinage of crypto adoption in America. “I’d like to believe that at the end of this administration, the rules will be understood and codified into law.”

That shift in tone marks a dramatic reversal from the post-FTX environment that forced many crypto lenders, exchanges, and yield platforms out of the U.S. entirely. Firms spent years navigating lawsuits, regulatory uncertainty, and an SEC approach critics argued governed largely through enforcement actions rather than rule making.

Now, with momentum building…