Direct deposit has returned to Coinbase after a roughly 18-month absence.

Users can allocate any portion of their paycheck to be deposited into their account, and automatically invest it in Circle-issued USDC stablecoins or any other cryptocurrency asset offered on the platform, without typical trading fees, Coinbase said Tuesday in a blog post.

The move comes at an intriguing time. The much-debated Clarity Act, unless changed, would prohibit firms like Coinbase from issuing rewards on idle stablecoin balances, meaning users could be forced to funnel assets into crypto – either through buying, lending or staking – if they want to earn a yield.

The direct-deposit offering also…