US-focused funds have delivered stupendous returns over the past 10, 15, and even 20 years, often outperforming several major asset classes, including Indian equities. But does that mean investors should significantly increase their allocation to US equities? Also, So, how much should you allocate to US equities?

Explaining this on a Linkedin post, Abhishek Kumar, SEBI RIA, Founder- SahajMoney, said, 3 people asked me the same question this week: “Should I move 40% of my SIPs to US funds?”

All three cases included, EMIs in rupees, kids’ school fees in rupees and retirement goals planned in rupees. Yet social media had them convinced they were “financially illiterate” for not loading up on US equities.

Kumar says, “This isn’t…