Ripple closed roughly ten major institutional deals in 2026, signing names like Deutsche Bank, JPMorgan, and Mastercard. In the same stretch, the XRP token fell more than 40 percent. That gap is not an accident or a glitch. It is the most important thing an XRP holder needs to understand, and it comes down to a single question: when institutions use Ripple’s rails, do they actually touch XRP?
Summary
- Ripple signed major institutional deals with Deutsche Bank, JPMorgan, and Mastercard in 2026, while XRP fell more than 40% from its January peak.
- Several high-profile Ripple partnerships settled transactions through RLUSD or custody infrastructure instead of using XRP…
