For years, investing felt straightforward. Buy a low-cost ETF, stay invested, and let long-term market growth do the heavy lifting. The “ETF and chill” strategy became popular because it worked—passive exchange-traded funds offered broad diversification, low fees, and reliable participation in rising markets.

But the investing landscape is changing. In a recent op-ed Ritesh Ganeriwal, Managing Director and Head of Investment Advisory at Syfe, wrote for The Business Times, he outlines how as we move deeper into 2026, investors are facing a more fragmented market environment shaped by geopolitical uncertainty, elevated interest rates, artificial intelligence-driven disruption, and widening…