SoFi Technologies Inc. (NASDAQ:SOFI) is one of the most active US stocks to buy right now. On April 2, SoFi Technologies launched SoFi Big Business Banking, a regulated platform that integrates traditional fiat and cryptocurrency operations within a single, nationally chartered bank. This new infrastructure allows enterprise partners to hold deposits, move money, and settle transactions 24/7, bypassing the traditional 9-to-5 limitations of legacy banking.

The platform is designed to support the real-time conversion between fiat and digital assets, including the mint-and-burn of SoFiUSD, while maintaining institutional-grade safeguards. A key differentiator of this offering is its always-on capability, using API-driven payments…