Forget the 60/40 portfolio: Investors have had a much better option this year to get better diversification and stronger returns. Rather than the traditional split between stocks and fixed income, market participants in 2026 have been better off evenly splitting their bets four ways — among stocks, bonds, cash and commodities, according to Bank of America. The bank’s chief investment strategist, Michael Hartnett, called the allocation the “sleep like a baby” portfolio, one that is having its best year since 1933 and its third largest outperformance over 60/40 ever. In his weekly market note, Hartnett said the portfolio is obviously “not for all, but returns force allocators to raise low exposure to commodities … buy natural…





