Kate, from Toronto, Ontario, called into The Ramsey Show with a story that made co-hosts George Kamel and Ken Coleman cringe.

Her husband had borrowed $250,000 from their home equity line of credit (HELOC) — without telling her — and put it all into cryptocurrency. Then, in what he later said was a mistaken button click, the money vanished.

“He accidentally pressed the ‘sell short’ button instead of the ‘sell’ button, apparently,” Kate explained to the finance experts.

After several days passed and no money appeared in their bank account, the truth came out: the funds had been liquidated. They were gone.

“I don’t know what’s worse,” Kamel said. “If he didn’t know what he was doing or if he knew what he was…