The original crypto buyers, remembers certified financial planner and founder of Four Pines Financial Trevor Gunter, tended to be “tech-savvy, venture-type investors.” Over time, he found, crypto started to attract a wider range of entrepreneurial investors who weren’t as technical, but who understood risk and reward in service of making some money.

Now, he tells Business Insider, crypto is going mainstream. He has a 99-year-old client, for example, who asked him to buy bitcoin in the past six months. “She wanted to buy her first bitcoin as a 99-year-old,” he says. “And that is obviously something that would not have existed even a couple years ago.”

Below, find five ways experts say investors are…