WHY THIS MATTERS: The launch of SoFi Big Business Banking represents a crucial acceleration of the TradFi-DeFi convergence. This move is less about consumer convenience and more about constructing the indispensable financial plumbing required for the coming era of agentic commerce. As enterprises adopt AI agents that require real-time, 24/7/365 settlement to operate autonomously, legacy banking systems operating on batch processing become an operational liability. By combining a nationally chartered bank foundation with API-driven support for fiat and stablecoin infrastructure (via SoFiUSD and Solana), SoFi is providing a secure, unified, and always-on financial nervous system that enables global corporations…