For most of its life, crypto has been sold through movement. Prices surged, prices crashed, and each cycle promised that mass adoption was finally close. Maksym Sakharov, Group CEO of WeFi, argues that this obsession with speculation brought attention, but also kept the industry looking in the wrong direction for too long.

Maksym believes the next stage will be decided somewhere less glamorous but far more useful: payments. That view lines up with the size of the market itself. Payments revenue could reach $3 trillion by 2029, and the average cost of sending remittances globally is still 6.49% of the amount sent.

The market has spent too long chasing noise

Sakharov says the sector spent years chasing…