Right now, XRP (XRP 0.03%) is only a $1 crypto. But that could change much sooner than many people expect, thanks to the global financial system’s embrace of blockchain technology.

Within a span of just five years, XRP could be a $20 crypto. If you’re willing to take on the risk of investing in a highly volatile altcoin, you might see a 20x return on your investment by 2030.

A valuation model for XRP

One popular XRP valuation model is known as a “transaction velocity model.” It looks at the total volume of global cross-border payments, makes a few quick assumptions about XRP’s ability to take on a greater share of that cross-border payment flow, and then comes up with a final price for XRP based on liquidity trends and overall market…