Key Points

• Gains for precious metals have siphoned bullish momentum away from crypto.

• Growth for stablecoin adoption has shifted narratives about the use of other tokens as mediums of exchange.

• Investors may not be getting the interest rate cuts they hoped for this year.

• 10 stocks we like better than XRP ›

XRP (CRYPTO: XRP) saw stretches of very strong bullish momentum in 2025, but trading took a bearish turn later in the year — and weakness has extended into 2026. The cryptocurrency’s token price has fallen 26% year to date as of this writing.

Meanwhile, the token is down roughly 41% over the past 12 months. While inflation has moderated and cryptocurrencies have seen rising adoption in exchange-traded funds…