Welcome to my column, Young & Invested, where I discuss personal finance and investing for Gen Z and Millennials.

This column aims to be a resource for young investors navigating an ever changing financial, political and social landscape as they try to build wealth. Tune in every Thursday for the latest edition.

Edition 21

I used to be an avid investor in sexy stocks. Beyond the NVIDIAs or Teslas of the world, nothing enthused me like a speculative lithium mine in pre-development. Unsurprisingly, attempting to pluck out the winners is rarely a successful investment strategy for most 20 year olds.

Younger investors are encouraged to take risks and speculate, after all, a longer time horizon should theoretically allow plenty of time to…