Key Takeaways

• Investors say AI agent wallets are arriving faster than frameworks for liability and attribution.

• U.S. e-transactions law recognizes “electronic agents,” but modern autonomy raises harder questions about control and fault.

• OECD AI principles emphasize accountability and traceability by role, a model that maps to agent-wallet oversight.

Crypto investors are warning that AI agents with crypto wallets are moving from novelty to early deployment, creating legal and compliance risks before regulators and courts have clear rules on responsibility.

At a Feb. 24 panel at NEARCON 2026, Electric Capital partner Avichal Garg said developers are increasingly equipping autonomous agents with crypto wallets.

That,…