Over 90% of Web3 startups don’t make it past year three, and the reason isn’t bad code or lack of users. It’s infrastructure that breaks the moment someone tries to use the product. 38% of people who want to buy crypto hit a wall when they try to pay with a card, so they leave, and the business never gets a second chance.

At Mercuryo, we see where the infrastructure breaks first. Stablecoins moved over $35 trillion in 2025, but only 1% went to actual payments. The rails handle volume between exchanges, but they can’t let someone buy $50 in crypto with a debit card without friction

Speed gets you launched. A…