Welcome to my column, Young & Invested, where I discuss personal finance and investing for Gen Z and Millennials.

This column aims to be a resource for young investors navigating an ever changing financial, political and social landscape as they try to build wealth. Tune in every Thursday for the latest edition.

Edition 14

There comes a time in every beginner’s investing journey when you discover the world of Exchange Traded Funds (“ETFs”).

Perhaps it’s after you lost $200 on a crypto token pedalled by your favourite influencer, or $1000 on that small cap miner you swore would rise to 10x in a year – this was certainly the case for me.

After years of investing in poorly performing stocks (mostly inspired by obscure…