If you are wondering whether ACI Worldwide at around US$43.50 is a bargain or a value trap, you are in the right place to size up what the current price actually reflects.
The stock has had a mixed run, with a 1.4% gain over the last 7 days, a 10.5% decline over 30 days, a 4.8% decline year to date, and a 19.0% decline over 1 year, while still sitting on a 54.3% return over 3 years and 9.7% over 5 years.
Recent news around ACI Worldwide has focused on its role in electronic payments and software for banks and merchants. This keeps investor attention on how its transaction volumes and customer relationships might influence long term expectations. At the same time, broader conversations about digital payments companies have kept…