Building a lazy ETF portfolio in 2026
In 2023, I wrote an article that proved popular – ‘The challenges of building a lazy portfolio’. It was about how I had spare cash at the time and wanted to create a simple, long-term portfolio with exchange-traded funds (ETFs). The aim was to capture the performance of markets at low cost via such funds.
What I thought would be an easy task turned complicated and the article addressed the many issues I considered before finalising my portfolio. In the end, I opted for a three-ETF portfolio – 80% in equities with half in a US stock market ETF and the other half in a World ex-US ETF, and 20% in bonds via an Australian government bond ETF.
A lot has changed since I wrote that article. US stocks have skyrocketed, Australian shares…
