SOFI closes lower ahead of 2026 as traders brace for rates and January data

NEW YORK, January 1, 2026, 19:53 ET — Market closed

  • SoFi fell 1.4% in the last session, ending 2025 on a softer note.
  • U.S. stocks slipped in thin year-end trading as investors took profits and watched rates.
  • Focus turns to early-January economic data and SoFi’s next earnings update later this month.

SoFi Technologies, Inc. (SOFI) shares closed down 1.4% at $26.18 on Wednesday, after trading between $26.08 and $26.90. About 34 million shares changed hands. U.S. stock markets were closed on Thursday for New Year’s Day. Nasdaq

The move echoed a cautious tone in 2025’s final session, when the S&P 500 fell 0.74% and the Nasdaq lost 0.76% in light holiday-week volume. “It’s perfectly fine in any bull market to have moments of cost,”…

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