Why APRA’s stubborn serviceability buffer means you need a smarter investing strategy
By Bryce Holdaway and Ben Kingsley
20 August 2025
Despite falling inflation and talk of rate cuts, APRA has recently confirmed it will keep the mortgage serviceability buffer at 3 per cent. So while rates may fall, borrowing won’t necessarily get easier. If anything, your strategy needs to be even sharper.
In a world where property headlines swing from boom to bust, and your feed is filled with “five properties in five…
