CFTC’s Guidance Withdrawal: A New Era for Crypto Payroll?

It seems that the CFTC has decided to pull the plug on its “actual delivery” guidance. This is a big deal, especially when it comes to crypto payroll solutions and navigating the regulatory landscape. I wanted to take a moment to unpack what this means for businesses, especially those considering these new payment options.

What’s the Deal with the CFTC’s Guidance?

The CFTC’s guidance was a major talking point in 2020, helping determine whether crypto trades were subject to futures-style regulations. Fast forward to December 11, 2025, and they announced the withdrawal. Acting Chairman Caroline D. Pham stated that it was time to retire it, given the rapid changes in crypto markets.

What does this mean for the “actual delivery” concept?…

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