Visa Survey Finds AI and Crypto Poised to Transform U.S. Holiday Spending

Visa Inc. (NYSE: V) released new survey data, revealing AI’s influence in shopping and spending, a generational shift in consumer spending behavior, and emerging payments trends this holiday season.

“The data tells a fascinating story about the spending shift we’re witnessing: shoppers are embracing AI and digital tools at remarkable speed, with nearly half of Americans now using AI to enhance their shopping experience,” said Bruce Cundiff, vice president, Consumer Insights at Visa. “From AI-powered gift discovery to cryptocurrency as a legitimate gift option, we’re seeing Gen Z and younger millennials lead a fundamental reimagining of commerce.”

AI and Crypto Become Mainstream This Year

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