This article is part of the FT Financial Literacy & Inclusion Campaign’s seasonal appeal. The appeal is supported by lead partner Experian, which is generously match-funding other donations.
It has become a rite of passage for every new generation of young adults to be labelled lazy and irresponsible by its elders, but Gen Z has probably had it worse than most. Accusations range from not making an effort at work to splurging on luxuries and a “Yolo” attitude to risky investments like cryptocurrencies and NFTs.
There are two important differences between Gen Z and those previous generations facing similar…
