XRP (XRP 2.73%) has a lot of momentum behind it, gaining more than 340% from the Nov. 2024 elections to Nov. 25, 2025. That’s more than 15 times the growth Ethereum (ETH +0.38%) investors saw.
But past performance doesn’t tell us much about the future. The real question is which coin is likely to perform better now. To answer that, we need to understand the economics of both and, critically, which creates more value from network adoption.
XRP’s value proposition
Traditional banking settlements are secure, but they are slow and expensive. Transactions can take days or even weeks to finalize, and international transfers can involve multiple intermediaries, each collecting a fee.
Ripple, the company behind XRP, created the coin to solve…
