TLDR

• Vietnam’s central bank expects 20% credit growth in 2025, linked to growing crypto adoption and regulatory changes.
• The government legalized crypto in June 2025, categorizing it as virtual assets but restricting stablecoins.
• Vietnam launched NDAChain, a national blockchain network, to improve data security and protect personal information.
• Vietnam’s central bank aims to cut interest rates to boost investment and support economic growth.

Vietnam’s central bank, the State Bank of Vietnam, is predicting a 20% credit growth for 2025. This projection comes as the country’s adoption of cryptocurrencies continues to grow. The government’s recent push to embrace emerging technologies, including blockchain and…