Income investing in 2025: not your grandparents’ term deposits – Chris Conway

Earlier this year, I was fortunate to receive an inheritance. Whilst not ‘retirement’ money, it is sizable enough to be considered ‘hurt’ money (i.e. it would hurt to lose it). Furthermore, with two young boys, I consider myself more so a steward of this capital rather than its primary beneficiary.

So, rather than going and buying my dream car (Porsche 911, if you’re wondering) I made the wise decision to invest it for the long term. But in what? Crypto is out of the question – too risky, as is putting it in a high-interest (pfft) bank account. Thinking there was little more to consider, I settled on income-generating investments. But what I quickly discovered is that income investing in 2025 is far more nuanced…

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