Crypto-Backed Loans Gain Ground: What Homeowners Need to Know in 2025
As decentralized finance matures, people are discovering they can tap digital assets value without selling their houses or their Bitcoin to cover a cash crunch.
Understanding Crypto-Backed Loans and Their Benefits
Chainalysis surveyed holders early in 2024 and found that roughly one in five global crypto owners has looked at borrowing against their coins. That shift shows how blockchain-based assets are being folded into everyday finance, crypto-backed loans sit at the forefront of that change, letting borrowers pledge coins in exchange for dollars, euros, or stablecoins, sometimes in the form of Bitcoin loans when BTC is used as the primary collateral.
Because the market is volatile, lenders usually ask borrowers to offer more crypto…
