’16 mutual funds, no strategy’: Why your investments may be underperforming despite regular SIPs expert explains
Many investors assume that consistent investing over the years will automatically translate into strong portfolio growth. But that’s not always the case, says Ashwani Ghai, former Chief Operating Officer of LIC Housing Finance Ltd, as he shared insights from a recent portfolio review that highlighted some common yet costly mistakes.
Ghai recounted the case of a mid-level professional in his early forties who had been diligently investing in mutual funds for over a decade. “Despite his regular contributions, his returns lagged behind benchmarks and peers. A detailed portfolio analysis revealed why,” said Ghai.
No clear goals, no direction
One of the biggest issues, according to Ghai, was the lack of well-defined financial goals….
