Why 30-Somethings Invest With The Risk Tolerance Of Boomers
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JPMorgan Asset Management’s 2025 Guide to Retirement includes a chart illustrating how investors describe their investment risk tolerance at different ages, scaled from 1 to 5.
- Conservative
- Moderately Conservative
- Moderate
- Moderately Aggressive
- Aggressive
Why did a higher-than-expected percentage of the younger cohort lean into conservative investments … More
Those at a 1 were mostly in bonds, whereas those at a 5 were most likely 100% in stocks. The numbers were paired with age, and the data showed that overall risk tolerance seems to peak around age 55. From that point, folks begin sliding from aggressive (4s and 5s) into more conservative…
