For middle-market chief financial officers, the promise of faster payments is not enough to move digital assets into the finance stack.
That was the main signal from “Waiting for Certainty: Why Most CFOs Are Holding Back on Crypto and Stablecoins,” the March installment of PYMNTS Intelligence’s 2026 Certainty Project. Based on a survey of 60 CFOs at middle-market companies in the United States with annual revenues between $100 million and $1 billion, the report examined what helps or hinders the adoption of cryptocurrencies and stablecoins for business payments and treasury functions.
The findings showed that digital assets have entered the CFO conversation, but for most firms, they have not entered everyday financial…
