Crypto can be confusing — and there’s no substitute for doing your homework.

“Before putting money in crypto, or any other investment, it pays to understand both the benefits and risks,” says Joe Duarte, the author of “Cryptocurrency 101” who also writes at Smart Money Passport.

You can start by asking questions. Below, find six of the most common questions people have before buying crypto for the first time.

1. Is it too late to get into crypto?

The short answer is ‘no,’ says Dr. Sean Stein Smith, an associate professor at CUNY — Lehman College who serves on the Advisory Board of the Wall Street Blockchain Alliance. The question isn’t really about timing. It’s about purpose. Why do you want to…