The market’s at a record high – and that’s a terrible time to panic – Vishal Teckchandani
Earlier this week, I joined my local Financial Independence Retire Early (FIRE) group for our monthly catch-up to talk all things money. The conversation started off light – until someone expressed a view that split the room:
“I don’t know about you, but with the S&P 500 at all-time highs, I’m not putting any more money in stocks.”
It wasn’t said in panic, but it carried the tone of someone who’d been burned before – maybe during the GFC, maybe in 2022.
For those of us investing regularly through dollar-cost averaging (DCA) — committing a fixed amount at set intervals — it raised a key question: Does it really make sense to pause or reduce contributions, or cash out when markets hit all-time highs?
