I’m 68 and have $48,000 in debt. Should I take my Social Security now or wait? – MarketWatch

Dear Catey,
I am 68, work full-time for the federal government, and plan to retire at age 70. I earn $135,000 a year, but have about 18 months to go to hit my five-year employment anniversary which will get me a $12,000 a year pension and continued health ca…

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